<div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">마지막 글입니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">글이 주절주절 길어진 것 같아 죄송합니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">;</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><a target="_blank" href="http://www.todayhumor.co.kr/board/view.php?table=economy&no=19455&s_no=19455&page=1" target="_blank"><u><span lang="en-us" style="background:rgb(255,255,255);color:rgb(0,0,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;"><font size="2">http://www.todayhumor.co.kr/board/view.php?table=economy&no=19455&s_no=19455&page=1</font></span></u></a></div> <div style="background:rgb(255,255,255);text-align:left;"><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;"><font size="2"><a target="_blank" href="http://www.todayhumor.co.kr/board/view.php?table=economy&no=19456&s_no=19456&page=1">http://www.todayhumor.co.kr/board/view.php?table=economy&no=19456&s_no=19456&page=1</a></font></span></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2">   </font><p></p></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">사실 부모님으로부터 물려받은 재산 없이</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">, </span><span style="background:rgb(255,255,255);font-weight:bold;">자신의 노력만으로는 집 한칸 장만하기 어려운게 현재 한국의 상황이지요</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">. </span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;"></span><span style="background:rgb(255,255,255);font-weight:bold;">물론 한국만 그런건 아닌것 같습니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">전 세계적으로 점점 부의 편중이 심해지고 있으니까요</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">개인의 능력이 뛰어나서 기본적인 소득이 엄청나다면 다르겠지만</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">, </span><span style="background:rgb(255,255,255);font-weight:bold;">결국 물려받은 것 없이 자산을 증식하려면 </span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">금융투자 외에는 잘 보이질 않네요</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">;</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2">   </font><p></p></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">흔히들 주식을 패가망신의 지름길이라고 하시는 분들이 많습니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">그런 분들이 변액보험이나 펀드를 안 하신다면 저 역시 수긍이 갑니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">변액보험이나 펀드 역시 주식거래입니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">다만 전문가</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">(?)</span><span style="background:rgb(255,255,255);font-weight:bold;">들의 손을 빌려서 하는거지요</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">. </span><span style="background:rgb(255,255,255);font-weight:bold;">그렇기 때문에 수수료를 내는것이고요</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">하지만 전문가들이라고 해서 혹은 수수료를 냈다고 해서 그들이 손실을 책임져 주지는 않습니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">. </span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">가령 아파트가격이 오를 거라는 주변의 말을 믿고 대출을 끼워서 아파트를 매수합니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">그런데 아파트가격이 예상과 다르게 하락을 하네요</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">?</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">심지어 가격은 계속 내리는데 빨리 팔수도 없습니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">아파트를 사기전에 전체적인 가격흐름 내지는 입지조건</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">, </span><span style="background:rgb(255,255,255);font-weight:bold;">수요와 공급</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">, </span><span style="background:rgb(255,255,255);font-weight:bold;">기타등등에 대해서 조사가 부족했다고 봐야겠지요</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">문제는 어떤 투자상품이든 본인의 지식 없이는 실패할 확률이 크다는 겁니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">이러한 투자상품들이 주식거래와 뭐가 다른건지 잘 모르겠습니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">만약에 실거주목적으로 아파트를 구입하는 거라면 크게 가격흐름에 신경 안써도 됩니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">물론 아무리 실거주목적이라도 너무 높은 가격에 살 필요는 없겠지요</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">주식역시 본인의 확신이 있고 회사를 믿는다는 투자철학이 있다면 거래를 통한 차익보다는 매수 후 해마다</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;"> 배당금을 받으시는 분들도 있습니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">. </span><span style="background:rgb(255,255,255);font-weight:bold;">잘 선택하면 은행금리보다 높습니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;">   <p></p></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">제가 이 글을 쓴 이유는 주식을 하라고 권장하는 뜻은 아닙니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">어떤 투자행위이든</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">, </span><span style="background:rgb(255,255,255);font-weight:bold;">심지어 투자가 아닌 일반적인 사회적 행위에서도 본인의 지식이 없다면 실패하기 쉽다는걸 </span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">말씀 드리고 싶었습니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">주식은 만만히 봐서도 안 되지만 너무 경원시 할 필요도 없다고 생각합니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">주식으로 패가망신 하는 경우는 거기에 걸맞는 이유들이 있습니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">무리한 몰빵투자</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">, </span><span style="background:rgb(255,255,255);font-weight:bold;">작전주나 급등주 매매</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">, </span><span style="background:rgb(255,255,255);font-weight:bold;">아무 지식 없이 타인의 정보에 의존한 매매</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">...</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">여러분들이 듣는 정보는 가장 마지막에 흘려주는 정보일 확률이 높습니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">과거 저의 모습이었지요</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">;</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">회사 퇴직 후 아무 준비나 기술 없이 자영업에 뛰어든 분들이 실패하기 쉽듯이 주식도 준비없이는 실패합니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">. </span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;"></span><span style="background:rgb(255,255,255);font-weight:bold;">저는 </span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">1</span><span style="background:rgb(255,255,255);font-weight:bold;">억이라는 수업료를 주고 배웠지요</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">철저한 준비와 지식을 습득한 후 도전한다면 실패의 확률은 상당히 줄어들 것입니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">물론 몇 번 벌었다고 자신감에 자신의 전 재산을 투자하면 절대 안됩니다</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">;</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2"><span style="background:rgb(255,255,255);font-weight:bold;">여기까지가 저의 경험인데 조금이나마 도움이 되었으면 좋겠네요</span><span lang="en-us" style="background:rgb(255,255,255);letter-spacing:0pt;font-family:'바탕';font-weight:bold;">.</span></font></div> <div style="background:rgb(255,255,255);text-align:left;"><font size="2">   </font><p></p></div> <div style="background:rgb(255,255,255);"><font size="2">   </font> <p></p></div>