<span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">(경어체를 사용하지 못한 점, 양해 부탁드립니다.)</span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">2015년 현재 기준으로, 어림잡아 계산. </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><font color="#0070c0"><b>(인생 비용을 본인들이 모두 해결한다고 가정한다면) </b></font></span> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">30살 성인 남녀. 결혼.</span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">80세까지 살아감. </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">부부. 1자녀 </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br></span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 1년간 매월 생활비 100만원 x 12개월 </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">50년간 x 1200만원 = 6억 </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- In 서울/수도권, 전용면적25평 아파트 매매가 = 대충 5억 </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 1자녀 대학졸업시까지 교육비용 = 3.3억 </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">(2015 보건복지부 자료) </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 의료비는 일단 제외. </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 자동차 등의 기타 필요자산 등도 일단 제외. </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"> </span></div> <div><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 그외 인간사에서 필요한 모든 비용은 </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">생활비 내에서 해결한다고 가정, </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><b><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">서울/수도권에서 중산층으로서의 유복한 삶을 꿈꾼다면</span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">최소 </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><font color="#ff0000">평생 14억 이상의 소득</font>을 발생시켜야 함. </span></b><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br></span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><font color="#ff0000">연금, 세금 이슈들은 일단 생각하지 않음. </font></span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">25세부터 현재 정년인 60세까지 소득이 발생한다고 <b><font color="#ff0000">가정</font></b>하면, </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><b><font color="#ff0000">45년간,</font></b> </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">매년 이 한 가정내에서 <b><font color="#ff0000">연 3100만원 이상의 소득이 발생</font></b>해야만 함.</span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br></span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">그러나, </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">현재 청년고용률 39.7% </span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">(</span><a target="_blank" href="http://m.media.daum.net/m/media/society/newsview/20150915170011387" style="color:#0000ff;text-decoration:none;font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">http://m.media.daum.net/m/media/society/newsview/20150915170011387</a><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">) </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">신입사원 평균 연령 남자 32살, 여자 29살 </span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">(</span><a target="_blank" href="http://m.sobilife.com/news/articleView.html?idxno=8146" style="color:#0000ff;text-decoration:none;font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">http://m.sobilife.com/news/articleView.html?idxno=8146</a><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">) </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br></span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">여성의 임신 퇴직과 경력 단절</span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">(</span><font face="gulim, Dotum, Helvetica, AppleGothic, sans-serif"><span style="line-height:21.6px;"><a target="_blank" href="http://news.sbs.co.kr/news/endPage.do?news_id=N1003169173&plink=ORI&cooper=DAUM" target="_blank">http://news.sbs.co.kr/news/endPage.do?news_id=N1003169173&plink=ORI&cooper=DAUM</a>)</span></font></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br></span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br></span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">임금 양극화 274만원 vs 204만원 </span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">(</span><a target="_blank" href="http://m.media.daum.net/m/media/economic/newsview/20150914122804897" style="color:#0000ff;text-decoration:none;font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">http://m.media.daum.net/m/media/economic/newsview/20150914122804897</a><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">) </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">청년취업자 중 5분의1이 계약직 </span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">(</span><a target="_blank" href="http://mnews.jtbc.joins.com/News/Article.aspx?news_id=NB10724206" style="color:#0000ff;text-decoration:none;font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">http://mnews.jtbc.joins.com/News/Article.aspx?news_id=NB10724206</a><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">) </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">현재 임금노동자 평균퇴직연령 50대 초반 </span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">(</span><a target="_blank" href="http://m.media.daum.net/m/media/society/newsview/20150914050407261" style="color:#0000ff;text-decoration:none;font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">http://m.media.daum.net/m/media/society/newsview/20150914050407261</a><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">) </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br></span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">그리고 노동개혁 </span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">(</span><a target="_blank" href="http://m.media.daum.net/m/media/economic/newsview/20150913203726757" style="color:#0000ff;text-decoration:none;font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">http://m.media.daum.net/m/media/economic/newsview/20150913203726757</a><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">)</span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br><br><br><br><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br>그리하여...<br><br><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- </span><span style="font-size:9pt;line-height:1.5;">한 개인이 일평생 가능한 경제활동 기간이 평균 20년 미만인 시대가 시작됨 (정확한 가늠은 거의 불가능)</span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 고용불안이 확정된 사회로 진입함에 따라, 근로소득만 가지고는 이제는 절대 중산층의 삶에 진입할 수 없음</span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 평생소득이 불충분할 것을 예상함에 따라, 모든 사람들은 저 중에 소비해야될 인생요소들을 배제하는 가치관을 다 받아들일 것</span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 소득이 아닌 현재(장래의)보유 자산에 따라 결혼과 출산에 따른 인생항로가 결정되기때문에, 출산율은 현재보다 더 떨어질 가능성 농후</span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 2020년을 기점으로 시작되는 인구절벽이 더 빠르고 심각하게 진행</span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 교육투자 대비 장래 소득에 대한 기대치가 완전 하락됨 and 기업의 일자리 창출 비중이 극소화</span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 사회구조 변화의 시작은 사립대학 붕괴에서부터 시작</span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 현재의 학벌 카르텔 -> 대기업 본사 정규직으로 이어지는 귀족계급 고착이 영원히 공고해짐</span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 현재 2000년대 이후 출생아들이 경제활동을 시작하게 될 2030년 경부터, 변화된 인구구조에 따른 사회망을 떠받칠, 세수 구조부터 붕괴될 것</span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 극단의 양극화로 광역 단위의 전국적 슬럼화가 진행될 가능성이 커짐</span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br></span></div> <div><br></div> <div><font face="gulim, Dotum, Helvetica, AppleGothic, sans-serif"><span style="line-height:21.6px;">결국 이제 젊은세대 2030에게 남은 길은,</span></font><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"> </span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 이 룰에서 자신만은 승자가 되기위해 어떻게든 노오력하느냐</span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- N포와 같은 '장래파업'으로 철저히 대응할 것인가</span><br style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;">- 이 룰을 만드는 자들을 어떻게 치울 것인가 뿐.</span></div></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br></span></div> <div><span style="font-family:gulim, Dotum, Helvetica, AppleGothic, sans-serif;line-height:21.6px;"><br></span></div> <div><br></div>