<p> <span style="color:#8a837e;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;font-size:15px;background-color:#ffffff;">23년부터는 연금저축과 IRP 계좌에서 세액공제 금액이 확대된다.</span> </p> <p> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">연간 1,800만원까지 납입은 가능하지만,</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">연금저축 600만원 + IRP 300만원 = 총 900만원까지</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">세액공제가 가능하다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"></span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">대부분의 근로소득자분들은 </span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">여기까지는 잘 알고 있는데</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">공무원분들도 가입대상이신지</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">모르는 분들이 꽤 있다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">또한, 일반 자영업자 등 종합소득세를 납부자들도</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">해당된다는 것을 모르고 계신분들이 있다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">한마디로 가입대상에 제한이 없다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">다만, 소득이 있어야 연말정산시</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">세액공제를 받을 수 있을 뿐이다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"></span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">개인적으로는 나도 아직까지 근로소득자이기 때문에</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">세액공제한도만큼만 납입하고 있다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">물론 퇴직후에도</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">55세까지 세액공제한도만큼만</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">계속 납입 할 생각이다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"></span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">20~30대 초반 사회초년생들 중</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">본인이 투자에 자신있다고 생각하시는 분들은</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">장기간 자금이 묶여있기 때문에</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">900만원까지는 추천하지 않는다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">물론, 여유가 있고 투자에 자신이 없으신 분들은</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">세액공제 한도까지 넣어두면 좋다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"></span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">연금저축은 모든 금융사가 취급을 한다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">증권사, 은행, 보험사 등</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"><i style="font-family:inherit;background-color:transparent;"><span style="font-weight:700;background-color:inherit;font-family:inherit;">그러나, 반드시 증권사의 연금저축을 가입하기 바란다.</span></i></span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"></span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">그 이유는 증권사의 연금저축을 가입해야</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">투자할 수 있는 상품이 다양하다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">그리고 가장 중요한 것은 증권사만</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">ETF가 매매가 가능하다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">그것도 해외기반 ETF를</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">세액공제도 받고</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">과세이연을 통해</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff- se-weight-unset" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">수익의 복리효과를 누릴 수 있다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"></span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">연금수령개시 나이는 </span><span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"><span style="font-weight:700;background-color:inherit;font-family:inherit;">가입기간 5년 이상</span></span><span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">이면</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"><span style="font-weight:700;background-color:inherit;font-family:inherit;">만 55세</span></span><span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"> 이후 연금수령이 가능하다.</span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"><span style="font-weight:700;background-color:inherit;font-family:inherit;">연금수령액을 연1,200만원 이하</span></span><span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"><span style="font-weight:700;background-color:inherit;font-family:inherit;"></span></span><span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">시 </span> </p> <p class="se-text-paragraph se-text-paragraph-align-" style="padding:0px;border:0px;font-size:0px;line-height:1.8;font-family:'se-nanumgothic', nanumgothic, sans-serif, Meiryo;vertical-align:baseline;color:#8a837e;background-color:#ffffff;"> <span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">나이에 따른 </span><span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;"><span style="font-weight:700;background-color:inherit;font-family:inherit;">저율 분리과세</span></span><span class="se-fs- se-ff-" style="margin:0px;padding:0px;border:0px;font-style:inherit;font-variant:inherit;font-weight:inherit;font-size:15px;line-height:inherit;vertical-align:baseline;">를 적용받는다.</span> </p>