모바일 오유 바로가기
http://m.todayhumor.co.kr
분류 게시판
베스트
  • 베스트오브베스트
  • 베스트
  • 오늘의베스트
  • 유머
  • 유머자료
  • 유머글
  • 이야기
  • 자유
  • 고민
  • 연애
  • 결혼생활
  • 좋은글
  • 자랑
  • 공포
  • 멘붕
  • 사이다
  • 군대
  • 밀리터리
  • 미스터리
  • 술한잔
  • 오늘있잖아요
  • 투표인증
  • 새해
  • 이슈
  • 시사
  • 시사아카이브
  • 사회면
  • 사건사고
  • 생활
  • 패션
  • 패션착샷
  • 아동패션착샷
  • 뷰티
  • 인테리어
  • DIY
  • 요리
  • 커피&차
  • 육아
  • 법률
  • 동물
  • 지식
  • 취업정보
  • 식물
  • 다이어트
  • 의료
  • 영어
  • 맛집
  • 추천사이트
  • 해외직구
  • 취미
  • 사진
  • 사진강좌
  • 카메라
  • 만화
  • 애니메이션
  • 포니
  • 자전거
  • 자동차
  • 여행
  • 바이크
  • 민물낚시
  • 바다낚시
  • 장난감
  • 그림판
  • 학술
  • 경제
  • 역사
  • 예술
  • 과학
  • 철학
  • 심리학
  • 방송연예
  • 연예
  • 음악
  • 음악찾기
  • 악기
  • 음향기기
  • 영화
  • 다큐멘터리
  • 국내드라마
  • 해외드라마
  • 예능
  • 팟케스트
  • 방송프로그램
  • 무한도전
  • 더지니어스
  • 개그콘서트
  • 런닝맨
  • 나가수
  • 디지털
  • 컴퓨터
  • 프로그래머
  • IT
  • 안티바이러스
  • 애플
  • 안드로이드
  • 스마트폰
  • 윈도우폰
  • 심비안
  • 스포츠
  • 스포츠
  • 축구
  • 야구
  • 농구
  • 바둑
  • 야구팀
  • 삼성
  • 두산
  • NC
  • 넥센
  • 한화
  • SK
  • 기아
  • 롯데
  • LG
  • KT
  • 메이저리그
  • 일본프로야구리그
  • 게임1
  • 플래시게임
  • 게임토론방
  • 엑스박스
  • 플레이스테이션
  • 닌텐도
  • 모바일게임
  • 게임2
  • 던전앤파이터
  • 마비노기
  • 마비노기영웅전
  • 하스스톤
  • 히어로즈오브더스톰
  • gta5
  • 디아블로
  • 디아블로2
  • 피파온라인2
  • 피파온라인3
  • 워크래프트
  • 월드오브워크래프트
  • 밀리언아서
  • 월드오브탱크
  • 블레이드앤소울
  • 검은사막
  • 스타크래프트
  • 스타크래프트2
  • 베틀필드3
  • 마인크래프트
  • 데이즈
  • 문명
  • 서든어택
  • 테라
  • 아이온
  • 심시티5
  • 프리스타일풋볼
  • 스페셜포스
  • 사이퍼즈
  • 도타2
  • 메이플스토리1
  • 메이플스토리2
  • 오버워치
  • 오버워치그룹모집
  • 포켓몬고
  • 파이널판타지14
  • 배틀그라운드
  • 기타
  • 종교
  • 단어장
  • 자료창고
  • 운영
  • 공지사항
  • 오유운영
  • 게시판신청
  • 보류
  • 임시게시판
  • 메르스
  • 세월호
  • 원전사고
  • 2016리오올림픽
  • 2018평창올림픽
  • 게시판찾기
  • 오유인페이지
    개인차단 상태
    호랭이신사님의
    개인페이지입니다
    가입 : 13-10-11
    방문 : 1561회
    닉네임변경 이력
    회원차단
    회원차단해제
    게시물ID : economy_26725
    작성자 : 호랭이신사 (가입일자:2013-10-11 방문횟수:1561)
    추천 : 7
    조회수 : 4343
    IP : 39.120.***.16
    댓글 : 10개
    등록시간 : 2018/02/10 13:23:22
    http://todayhumor.com/?economy_26725 모바일
    침몰하는 부동산 시장
    옵션
    • 창작글
    <div style="text-align:left;"><font face="맑은 고딕"><img src="http://thimg.todayhumor.co.kr/upfile/201802/15182330814a202db0a68e40b6bf7d8e7f8834a2a4__mn482991__w1103__h1089__f155381__Ym201802.png" width="800" height="790" alt="제목 없음11.png" class="chimg_photo" style="border:none;" filesize="155381"></font></div> <div style="text-align:left;"><font face="맑은 고딕"><br></font></div> <div style="text-align:left;"><font face="맑은 고딕">1.</font></div> <div style="text-align:left;"><font face="맑은 고딕">부동산 시장에 이상기운이 감지되고 있습니다. 그동안 실거주 혹은 갭투자로 준공 후 미분양이 저점을 찍었었는데,</font></div> <div style="text-align:left;"><font face="맑은 고딕">12월을 "준공 후 미분양"이 변곡점을 찍고 상승하고 있습니다. </font></div> <div style="text-align:left;"><font face="맑은 고딕"><br></font></div> <div style="text-align:left;"><font face="맑은 고딕">2018년 입주 물량을 가늠하여 보면, 미분양 주택 수는 지속적으로 상승할 게 자명합니다. 즉, 부동산 패러다임이 변화하고 있습니다.</font></div> <div style="text-align:left;"><font face="맑은 고딕">이러는 와중에도 건설사들은 분양을 계속 하고 있습니다(분양 하지 않으면 도산하므로,) 하지만 청약 미분양이 될 확률이 높을 것 같네요.</font></div> <div style="text-align:left;"><font face="맑은 고딕"><br></font></div> <div style="text-align:left;"><font face="맑은 고딕">대우건설 및 부영주택의 몰락으로 미루어 보아, 건설 시장의 파란이 예상됩니다. 대한민국 부동산 시장이 암흑기로 접어 드네요.</font></div> <div style="text-align:left;"><font face="맑은 고딕"><br></font></div> <div style="text-align:left;"> <div style="text-align:left;"><font face="맑은 고딕"><img src="http://thimg.todayhumor.co.kr/upfile/201802/1518233965d30f5eb6a3204b46af596504d750a0d3__mn482991__w1071__h909__f158892__Ym201802.png" width="800" height="679" alt="제목 없음111.png" class="chimg_photo" style="border:none;" filesize="158892"></font></div><font face="맑은 고딕"><br></font></div><font face="맑은 고딕">최근 관심있게 보고 있는 김포 구래동의 모습입니다. 얼마전까지도 부동산 거래가 활발했습니다. 하지만 입주 시점이 다가오자, 최초 투기자본은</font> <div><font face="맑은 고딕">빠져나가고 물려있는 사람이 많다고 보여집니다.</font></div> <div><font face="맑은 고딕"><br></font></div> <div><font face="맑은 고딕">빨간색 음영은, 마이너스피가 나왔거나 앞으로 마이너스피가 나올 아파트 단지의 모습입니다. 한 신도시에 이정도로 문제가 되는 아파트가 많으면,</font></div> <div><span style="font-size:9pt;"><font face="맑은 고딕">투자 손실로 이어지게 되고, 투자자들의 손실은 결국 전염병처럼 주변 아파트에 까지 퍼져나가죠. </font></span></div> <div><span style="font-size:9pt;"><font face="맑은 고딕"> </font></span></div> <div><span style="font-size:9pt;"><font face="맑은 고딕">그 밑에 인천 가정지구의 입주 물량으로 인해, 주변 아파트와 청라지구의 전세 가격이 두달 만에 -5000 정도 하락하였습니다. 이는 무시못할 수치 변화이므로 부동산 포트폴리오를 점검해야할 시기입니다.</font></span></div> <div><font face="맑은 고딕"><br></font></div> <div> <p style="line-height:70%;margin-left:40pt;margin-right:5pt;text-indent:-40pt;text-align:center;font-weight:bold;font-size:14pt;"><font face="맑은 고딕"><u><span style="font-size:14pt;">국내은행 원화대출</span></u><u><span lang="en-us" style="letter-spacing:0pt;vertical-align:super;font-size:14pt;">*</span></u><u><span lang="en-us" style="font-size:14pt;"> </span></u><u><span style="font-size:14pt;">부문별 연체율</span></u><u><span lang="en-us" style="letter-spacing:0pt;vertical-align:super;font-size:14pt;">**</span></u><u><span lang="en-us" style="font-size:14pt;"> </span></u><u><span style="font-size:14pt;">추이</span></u></font></p> <p style="line-height:110%;margin-left:30.2pt;text-indent:-30.2pt;text-align:right;letter-spacing:-.2pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:-.2pt;">(</span><span style="letter-spacing:-.2pt;">단위 </span><span lang="en-us" style="letter-spacing:-.2pt;">: %)</span></font></p> <table style="border-collapse:collapse;border-left:none;border-bottom:none;border-right:none;"><tbody><tr><td colspan="2" rowspan="2" style="width:79.42pt;height:22pt;padding:1.41pt;border-top:1.7pt solid rgb(0,0,0);border-left:none;border-bottom:.25pt solid rgb(0,0,0);border-right:.85pt solid rgb(0,0,0);background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><span style="font-size:11pt;"><font face="맑은 고딕">구 분</font></span></p></td> <td colspan="2" style="width:73.6pt;height:11pt;padding:1.41pt;border-width:1.7pt .56pt .28pt .28pt;border-style:solid;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">'</span><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">13</span><span style="font-size:11pt;">년</span></font></p></td> <td colspan="2" style="width:73.6pt;height:11pt;padding:1.41pt;border-top:1.7pt solid rgb(0,0,0);border-left:none;border-bottom:.28pt solid rgb(0,0,0);border-right:.28pt solid rgb(0,0,0);background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">'</span><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">14</span><span style="font-size:11pt;">년</span></font></p></td> <td colspan="2" style="width:73.6pt;height:11pt;padding:1.41pt;border-width:1.7pt .25pt .28pt .28pt;border-style:solid;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">'</span><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">15</span><span style="font-size:11pt;">년</span></font></p></td> <td colspan="2" style="width:73.6pt;height:11pt;padding:1.41pt;border-width:1.7pt .28pt .28pt .25pt;border-style:solid;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">'16</span><span style="font-size:11pt;">년</span></font></p></td> <td colspan="3" style="width:110.4pt;height:11pt;padding:1.41pt;border-width:1.7pt 1.98pt .56pt .28pt;border-style:solid;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">'17</span><span style="font-size:11pt;">년</span></font></p></td></tr><tr><td style="width:36.8pt;height:11pt;padding:1.41pt;border-width:.28pt .28pt .25pt;border-style:solid dotted solid solid;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">9</span><span style="font-size:11pt;">말</span></font></p></td> <td style="width:36.8pt;height:11pt;padding:1.41pt;border-width:.28pt .56pt .25pt .28pt;border-style:solid solid solid dotted;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">12</span><span style="font-size:11pt;">말</span></font></p></td> <td style="width:36.8pt;height:11pt;padding:1.41pt;border-width:.28pt .28pt .25pt .56pt;border-style:solid dotted solid solid;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">9</span><span style="font-size:11pt;">말</span></font></p></td> <td style="width:36.8pt;height:11pt;padding:1.41pt;border-width:.28pt .28pt .25pt;border-style:solid solid solid dotted;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;vertical-align:super;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">12</span><span style="font-size:11pt;">말</span></font></p></td> <td style="width:36.8pt;height:11pt;padding:1.41pt;border-width:.28pt .28pt .25pt;border-style:solid dotted solid solid;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">9</span><span style="font-size:11pt;">말</span></font></p></td> <td style="width:36.8pt;height:11pt;padding:1.41pt;border-width:.28pt .25pt .25pt .28pt;border-style:solid solid solid dotted;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">12</span><span style="font-size:11pt;">말</span></font></p></td> <td style="width:36.8pt;height:11pt;padding:1.41pt;border-width:.28pt .28pt .25pt .25pt;border-style:solid dotted solid solid;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">9</span><span style="font-size:11pt;">말</span></font></p></td> <td style="width:36.8pt;height:11pt;padding:1.41pt;border-width:.28pt .28pt .25pt;border-style:solid solid solid dotted;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">12</span><span style="font-size:11pt;">말</span></font></p></td> <td style="width:36.8pt;height:11pt;padding:1.41pt;border-width:.28pt .28pt .25pt;border-style:solid;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">7</span><span style="font-size:11pt;">말</span></font></p></td> <td style="width:36.8pt;height:11pt;padding:1.41pt;border-width:.56pt 1.7pt .25pt .28pt;border-style:solid;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;font-weight:bold;vertical-align:super;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;">8</span><span style="font-size:11pt;">말</span></font></p></td> <td style="width:36.8pt;height:11pt;padding:1.41pt;border-width:1.7pt 1.7pt .25pt;border-style:solid;border-color:#000000;background:#ccffff;" valign="middle"> <p style="text-align:center;letter-spacing:0pt;vertical-align:super;font-size:11pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-weight:bold;font-size:11pt;">9</span><span style="font-weight:bold;font-size:11pt;">말</span><span lang="en-us" style="letter-spacing:0pt;vertical-align:super;font-size:11pt;">P</span></font></p></td></tr><tr><td colspan="2" style="width:79.42pt;height:16.67pt;padding:1.41pt 1.41pt 1.41pt 0pt;border-top:.25pt solid rgb(0,0,0);border-left:none;border-bottom:none;border-right:.85pt solid rgb(0,0,0);" valign="middle"> <p style="font-weight:bold;font-size:11pt;"><span style="font-size:11pt;"><font face="맑은 고딕">기업대출</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.25pt .28pt .28pt;border-style:solid dotted dotted solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.99</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.25pt .56pt .28pt .28pt;border-style:solid solid dotted dotted;border-color:#000000;" valign="middle"> <p class="2" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.86 </font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.25pt .28pt .28pt .56pt;border-style:solid dotted dotted solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">1.07</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.25pt .28pt .28pt;border-style:solid solid dotted dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.77</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.25pt .28pt .28pt;border-style:solid dotted dotted solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.86</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.25pt .25pt .28pt .28pt;border-style:solid solid dotted dotted;border-color:#000000;" valign="middle"> <p class="4" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.78</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.25pt .28pt .28pt .25pt;border-style:solid dotted dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">1.21</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.25pt .28pt .28pt;border-style:solid solid dotted dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.66 </font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.25pt .28pt .28pt;border-style:solid solid dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.67</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.25pt 1.7pt .28pt .28pt;border-style:solid solid dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.69</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.25pt 1.7pt .28pt;border-style:solid solid dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-weight:bold;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.58</font></span></p></td></tr><tr><td style="width:4.24pt;height:16.67pt;padding:1.41pt 1.41pt 1.41pt 0pt;border-top:none;border-left:none;border-bottom:none;border-right:.28pt dotted rgb(0,0,0);" valign="middle"> <p style="font-weight:bold;font-size:11pt;"><span style="font-size:11pt;"><font face="맑은 고딕">   </font></span></p><p></p></td> <td style="width:75.18pt;height:16.67pt;padding:1.41pt 1.41pt 1.41pt 0pt;border-width:.28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p style="font-weight:bold;font-size:11pt;"><span style="font-size:11pt;"><font face="맑은 고딕">대기업</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.79</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .56pt .28pt .28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p class="5" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.81 </font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .28pt .56pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.90</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.57</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">1.00</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .25pt .28pt .28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.92</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .28pt .25pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">2.67</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.77</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.58</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt 1.7pt .28pt .28pt;border-style:dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.56</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt 1.7pt;border-style:dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-weight:bold;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.40</font></span></p></td></tr><tr><td style="width:4.24pt;height:16.67pt;padding:1.41pt 1.41pt 1.41pt 0pt;border-top:none;border-left:none;border-bottom:.25pt solid rgb(0,0,0);border-right:.28pt dotted rgb(0,0,0);" valign="middle"> <p style="font-weight:bold;font-size:11pt;"><span style="font-size:11pt;"><font face="맑은 고딕">   </font></span></p><p></p></td> <td style="width:75.18pt;height:16.67pt;padding:1.41pt 1.41pt 1.41pt 0pt;border-top:.28pt dotted rgb(0,0,0);border-left:.28pt dotted rgb(0,0,0);border-bottom:none;border-right:.85pt solid rgb(0,0,0);" valign="middle"> <p style="font-weight:bold;font-size:11pt;"><span style="font-size:11pt;"><font face="맑은 고딕">중소기업</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .28pt .85pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">1.06</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .56pt .28pt .28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p class="5" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.88 </font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .28pt .56pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">1.13</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.84</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.82</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .25pt .28pt .28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.73</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .28pt .25pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.79</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.63 </font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.69</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt 1.7pt .28pt .28pt;border-style:dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.73</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt 1.7pt;border-style:dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-weight:bold;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.63</font></span></p></td></tr><tr><td colspan="2" style="width:79.42pt;height:16.67pt;padding:1.41pt 1.41pt 1.41pt 0pt;border-top:.25pt solid rgb(0,0,0);border-left:none;border-bottom:none;border-right:.28pt solid rgb(0,0,0);" valign="middle"> <p style="font-weight:bold;font-size:11pt;"><span style="font-size:11pt;"><font face="맑은 고딕">가계대출</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt .28pt;border-style:solid dotted dotted solid;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.83</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .56pt .28pt .28pt;border-style:solid solid dotted dotted;border-color:#000000;" valign="middle"> <p class="5" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.63 </font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt .28pt .56pt;border-style:solid dotted dotted solid;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.59</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt .28pt;border-style:solid solid dotted dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.49</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt .28pt;border-style:solid dotted dotted solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.39</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .25pt .28pt .28pt;border-style:solid solid dotted dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.33</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt .28pt .25pt;border-style:solid dotted dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.30</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt .28pt;border-style:solid solid dotted dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.26</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt .28pt;border-style:solid solid dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.26</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt 1.7pt .28pt .28pt;border-style:solid solid dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.28</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt 1.7pt .28pt;border-style:solid solid dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-weight:bold;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.25</font></span></p></td></tr><tr><td rowspan="2" style="width:4.24pt;height:33.34pt;padding:1.41pt 1.41pt 1.41pt 0pt;border-top:none;border-left:none;border-bottom:.56pt double rgb(0,0,0);border-right:.28pt dotted rgb(0,0,0);" valign="middle"> <p style="font-weight:bold;font-size:11pt;"><span style="font-size:11pt;"><font face="맑은 고딕">   </font></span></p><p></p></td> <td style="width:75.18pt;height:16.67pt;padding:1.41pt 1.41pt 1.41pt 0pt;border-width:.28pt .28pt .56pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p style="font-weight:bold;font-size:11pt;"><span style="font-size:11pt;"><font face="맑은 고딕">주택담보대출</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.80</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .56pt .28pt .28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p class="2" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.58 </font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .28pt .56pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.50</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.41</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.32</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .25pt .28pt .28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.27</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .28pt .25pt;border-style:dotted dotted dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.24</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted solid dotted dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.19 </font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt;border-style:dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.19</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt 1.7pt .28pt .28pt;border-style:dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.19</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt 1.7pt;border-style:dotted solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-weight:bold;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.18</font></span></p></td></tr><tr><td style="width:75.18pt;height:16.67pt;padding:1.41pt 1.41pt 1.41pt 0pt;border-width:.56pt .28pt;border-style:dotted solid double dotted;border-color:#000000;" valign="middle"> <p style="letter-spacing:-1.4pt;font-weight:bold;font-size:11pt;"><span style="letter-spacing:-1.4pt;font-size:11pt;"><font face="맑은 고딕">가계신용대출 등</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .56pt;border-style:dotted dotted double solid;border-color:#000000;" valign="middle"> <p class="4" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.91</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .56pt .56pt .28pt;border-style:dotted solid double dotted;border-color:#000000;" valign="middle"> <p class="2" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.73 </font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .56pt .56pt;border-style:dotted dotted double solid;border-color:#000000;" valign="middle"> <p class="4" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.80</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .56pt;border-style:dotted solid double dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.67</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .56pt;border-style:dotted dotted double solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.58</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .25pt .56pt .28pt;border-style:dotted solid double dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.48</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .56pt .25pt;border-style:dotted dotted double solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.46</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .56pt;border-style:dotted solid double dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.41</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt .28pt .56pt;border-style:dotted solid double;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.45</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt 1.7pt .56pt .28pt;border-style:dotted solid double;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.48</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.28pt 1.7pt .56pt;border-style:dotted solid double;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-weight:bold;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.40</font></span></p></td></tr><tr><td colspan="2" style="width:79.42pt;height:16.67pt;padding:1.41pt 1.41pt 1.41pt 0pt;border-top:.56pt double rgb(0,0,0);border-left:none;border-bottom:1.7pt solid rgb(0,0,0);border-right:.85pt solid rgb(0,0,0);" valign="middle"> <p style="font-weight:bold;font-size:11pt;"><span style="font-size:11pt;"><font face="맑은 고딕">원화대출 계</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt 1.7pt;border-style:double dotted solid solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.91</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .56pt 1.7pt .28pt;border-style:double solid solid dotted;border-color:#000000;" valign="middle"> <p class="2" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.76 </font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt 1.7pt .56pt;border-style:double dotted solid solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.86</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt 1.7pt;border-style:double solid solid dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.64</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt 1.7pt;border-style:double dotted solid solid;border-color:#000000;" valign="middle"> <p class="1" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.66</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .25pt 1.7pt .28pt;border-style:double solid solid dotted;border-color:#000000;" valign="middle"> <p class="3" style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">0.58</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt 1.7pt .25pt;border-style:double dotted solid solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.80</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt 1.7pt;border-style:double solid solid dotted;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.47</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt .28pt 1.7pt;border-style:double solid solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.48</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt 1.7pt 1.7pt .28pt;border-style:double solid solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.50</font></span></p></td> <td style="width:36.8pt;height:16.67pt;padding:1.42pt;border-width:.56pt 1.7pt 1.7pt;border-style:double solid solid;border-color:#000000;" valign="middle"> <p style="line-height:120%;margin-right:5pt;text-align:right;letter-spacing:0pt;font-weight:bold;font-size:11pt;"><span lang="en-us" style="letter-spacing:0pt;font-size:11pt;"><font face="맑은 고딕">0.43</font></span></p></td></tr></tbody></table><font face="맑은 고딕"><br></font></div> <div><font face="맑은 고딕"><br></font></div> <div> <p class="1" style="text-align:center;font-weight:bold;font-size:14pt;"><u><span style="font-size:14pt;"><font face="맑은 고딕">저축은행 대출차주 업종별 연체율 현황</font></span></u></p> <p class="1" style="text-align:right;letter-spacing:0pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;">(</span>단위 <span lang="en-us" style="letter-spacing:0pt;">: %, %p)</span></font></p> <table style="border-collapse:collapse;border-left:none;border-bottom:none;border-right:none;"><tbody><tr><td colspan="3" style="width:211.36pt;height:23.31pt;border-top:1.7pt solid rgb(0,0,0);border-left:none;border-bottom:.25pt solid rgb(0,0,0);border-right:.25pt solid rgb(0,0,0);background:#e0e5fa;" valign="middle"> <p class="2" style="line-height:110%;text-align:center;font-weight:bold;"><font face="맑은 고딕">구분</font></p></td> <td style="width:93.16pt;height:23.31pt;border-top:1.7pt solid rgb(0,0,0);border-left:none;border-bottom:.56pt solid rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);background:#e0e5fa;" valign="middle"> <p class="3" style="line-height:110%;text-align:center;letter-spacing:0pt;font-weight:bold;font-size:10pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:12pt;">’</span><span lang="en-us" style="letter-spacing:0pt;">16.12</span>말<span lang="en-us" style="letter-spacing:0pt;font-size:10pt;">(A)</span></font></p></td> <td style="width:93.16pt;height:23.31pt;border-width:2.55pt 2.55pt .28pt;border-style:solid;border-color:#0000ff;background:#e0e5fa;" valign="middle"> <p class="3" style="line-height:110%;text-align:center;letter-spacing:0pt;font-weight:bold;font-size:10pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:12pt;">’</span><span lang="en-us" style="letter-spacing:0pt;">17.9</span>말<span lang="en-us" style="letter-spacing:0pt;font-size:10pt;">(B)</span></font></p></td> <td style="width:84.67pt;height:23.31pt;border-top:1.7pt solid rgb(0,0,0);border-left:2.55pt solid rgb(0,0,255);border-bottom:.28pt solid rgb(0,0,0);border-right:none;background:#e0e5fa;" valign="middle"> <p class="4" style="line-height:110%;letter-spacing:0pt;font-weight:bold;"><font face="맑은 고딕"><span style="font-size:11pt;">증감</span><span lang="en-us" style="letter-spacing:0pt;">(B-A)</span></font></p></td></tr><tr><td colspan="3" style="width:211.36pt;height:20.48pt;border-top:.56pt solid rgb(0,0,0);border-left:none;border-bottom:none;border-right:.25pt solid rgb(0,0,0);" valign="middle"> <p class="5" style="line-height:110%;text-align:justify;font-weight:bold;font-size:12pt;"><span style="font-size:12pt;"><font face="맑은 고딕">총여신</font></span></p></td> <td style="width:93.16pt;height:20.48pt;border-top:.56pt solid rgb(0,0,0);border-left:none;border-bottom:.56pt solid rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);" valign="middle"> <p class="6" style="margin-right:3pt;text-align:center;letter-spacing:0pt;font-weight:bold;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">5.8</font></span></p></td> <td style="width:93.16pt;height:20.48pt;border-width:.28pt 2.55pt .56pt;border-style:solid;border-color:#000000;background:#fafabf;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:center;letter-spacing:0pt;font-weight:bold;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">4.8</font></span></p></td> <td style="width:84.67pt;height:20.48pt;border-top:.28pt solid rgb(0,0,0);border-left:2.55pt solid rgb(0,0,255);border-bottom:.56pt solid rgb(0,0,0);border-right:none;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;font-weight:bold;"><font face="맑은 고딕"><span style="letter-spacing:0pt;">△</span><span lang="en-us" style="letter-spacing:0pt;">1.0</span></font></p></td></tr><tr><td style="width:41.33pt;height:20.48pt;border-top:none;border-left:none;border-bottom:none;border-right:.56pt solid rgb(0,0,0);" valign="middle"> <p class="8" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><span style="letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"> </font></span></p></td> <td colspan="2" style="width:170.03pt;height:20.48pt;border-top:.56pt solid rgb(0,0,0);border-left:none;border-bottom:none;border-right:.25pt solid rgb(0,0,0);" valign="middle"> <p class="9" style="line-height:110%;text-align:justify;font-weight:bold;font-size:12pt;"><span style="font-size:12pt;"><font face="맑은 고딕">기업대출</font></span></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:none;border-bottom:.56pt dotted rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);" valign="middle"> <p class="10" style="margin-right:3pt;letter-spacing:0pt;font-weight:bold;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">6.1</font></span></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.56pt dotted rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);background:#fafabf;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;font-weight:bold;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">5.2</font></span></p></td> <td style="width:84.67pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.56pt dotted rgb(0,0,0);border-right:none;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;font-weight:bold;"><font face="맑은 고딕"><span style="letter-spacing:0pt;">△</span><span lang="en-us" style="letter-spacing:0pt;">0.9</span></font></p></td></tr><tr><td style="width:41.33pt;height:20.48pt;border-top:none;border-left:none;border-bottom:none;border-right:.56pt solid rgb(0,0,0);" valign="middle"> <p class="8" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><span style="letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"> </font></span></p></td> <td style="width:32.84pt;height:20.48pt;border-top:none;border-left:none;border-bottom:none;border-right:.56pt dotted rgb(0,0,0);" valign="middle"> <p class="11" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><span style="letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"> </font></span></p></td> <td style="width:137.19pt;height:20.48pt;border-top:.56pt dotted rgb(0,0,0);border-left:none;border-bottom:.56pt dotted rgb(0,0,0);border-right:.25pt solid rgb(0,0,0);" valign="middle"> <p class="12" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:12pt;">(</span><span style="font-size:12pt;">건설업</span><span lang="en-us" style="letter-spacing:0pt;font-size:12pt;">)</span></font></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:none;border-bottom:.56pt dotted rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);" valign="middle"> <p class="13" style="margin-right:3pt;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">7.6</font></span></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.56pt dotted rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);background:#fafabf;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">5.2</font></span></p></td> <td style="width:84.67pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.56pt dotted rgb(0,0,0);border-right:none;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;"><font face="맑은 고딕"><span style="letter-spacing:0pt;">△</span><span lang="en-us" style="letter-spacing:0pt;">2.4</span></font></p></td></tr><tr><td style="width:41.33pt;height:20.48pt;border-top:none;border-left:none;border-bottom:none;border-right:.56pt solid rgb(0,0,0);" valign="middle"> <p class="8" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><span style="letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"> </font></span></p></td> <td style="width:32.84pt;height:20.48pt;border-top:none;border-left:none;border-bottom:none;border-right:.56pt dotted rgb(0,0,0);" valign="middle"> <p class="11" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><span style="letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"> </font></span></p></td> <td style="width:137.19pt;height:20.48pt;border-top:.56pt dotted rgb(0,0,0);border-left:none;border-bottom:.56pt dotted rgb(0,0,0);border-right:.25pt solid rgb(0,0,0);" valign="middle"> <p class="12" style="line-height:110%;text-align:justify;letter-spacing:-.2pt;font-size:12pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:-.2pt;font-size:12pt;">(</span><span style="letter-spacing:-.2pt;font-size:12pt;">부동산업 및 임대업</span><span lang="en-us" style="letter-spacing:-.2pt;font-size:12pt;">)</span></font></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:none;border-bottom:.56pt dotted rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);" valign="middle"> <p class="13" style="margin-right:3pt;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">4.4</font></span></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.56pt dotted rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);background:#fafabf;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">3.2</font></span></p></td> <td style="width:84.67pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.56pt dotted rgb(0,0,0);border-right:none;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;"><font face="맑은 고딕"><span style="letter-spacing:0pt;">△</span><span lang="en-us" style="letter-spacing:0pt;">1.2</span></font></p></td></tr><tr><td style="width:41.33pt;height:20.48pt;border-top:none;border-left:none;border-bottom:none;border-right:.56pt solid rgb(0,0,0);" valign="middle"> <p class="8" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><span style="letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"> </font></span></p></td> <td style="width:32.84pt;height:20.48pt;border-top:none;border-left:none;border-bottom:.56pt solid rgb(0,0,0);border-right:.56pt dotted rgb(0,0,0);" valign="middle"> <p class="14" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><span style="letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"> </font></span></p></td> <td style="width:137.19pt;height:20.48pt;border-top:.56pt dotted rgb(0,0,0);border-left:none;border-bottom:.56pt solid rgb(0,0,0);border-right:.25pt solid rgb(0,0,0);" valign="middle"> <p class="15" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:12pt;">(PF</span><span style="font-size:12pt;">대출</span><span lang="en-us" style="letter-spacing:0pt;font-size:12pt;">)</span></font></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:none;border-bottom:.56pt solid rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);" valign="middle"> <p class="16" style="margin-right:3pt;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">11.7</font></span></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.56pt solid rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);background:#fafabf;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">8.5</font></span></p></td> <td style="width:84.67pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.56pt solid rgb(0,0,0);border-right:none;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;"><font face="맑은 고딕"><span style="letter-spacing:0pt;">△</span><span lang="en-us" style="letter-spacing:0pt;">3.2</span></font></p></td></tr><tr><td style="width:41.33pt;height:20.48pt;border-top:none;border-left:none;border-bottom:none;border-right:.56pt solid rgb(0,0,0);" valign="middle"> <p class="8" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><span style="letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"> </font></span></p></td> <td colspan="2" style="width:170.03pt;height:20.48pt;border-top:.56pt solid rgb(0,0,0);border-left:none;border-bottom:none;border-right:.25pt solid rgb(0,0,0);" valign="middle"> <p class="9" style="line-height:110%;text-align:justify;font-weight:bold;font-size:12pt;"><span style="font-size:12pt;"><font face="맑은 고딕">가계대출</font></span></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:none;border-bottom:.56pt dotted rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);" valign="middle"> <p class="10" style="margin-right:3pt;letter-spacing:0pt;font-weight:bold;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">5.5</font></span></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.56pt dotted rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);background:#fafabf;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;font-weight:bold;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">4.5</font></span></p></td> <td style="width:84.67pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.56pt dotted rgb(0,0,0);border-right:none;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;font-weight:bold;"><font face="맑은 고딕"><span style="letter-spacing:0pt;">△</span><span lang="en-us" style="letter-spacing:0pt;">1.0</span></font></p></td></tr><tr><td style="width:41.33pt;height:20.48pt;border-top:none;border-left:none;border-bottom:none;border-right:.56pt solid rgb(0,0,0);" valign="middle"> <p class="8" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><span style="letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"> </font></span></p></td> <td style="width:32.84pt;height:20.48pt;border-top:none;border-left:none;border-bottom:none;border-right:.56pt dotted rgb(0,0,0);" valign="middle"> <p class="14" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><span style="letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"> </font></span></p></td> <td style="width:137.19pt;height:20.48pt;border-top:.56pt dotted rgb(0,0,0);border-left:none;border-bottom:.56pt dotted rgb(0,0,0);border-right:.25pt solid rgb(0,0,0);" valign="middle"> <p class="15" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:12pt;">(</span><span style="font-size:12pt;">주택담보대출</span><span lang="en-us" style="letter-spacing:0pt;font-size:12pt;">)</span></font></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:none;border-bottom:.28pt dotted rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);" valign="middle"> <p class="17" style="margin-right:3pt;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">3.1</font></span></p></td> <td style="width:93.16pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.28pt dotted rgb(0,0,0);border-right:2.55pt solid rgb(0,0,255);background:#fafabf;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">1.9</font></span></p></td> <td style="width:84.67pt;height:20.48pt;border-top:none;border-left:2.55pt solid rgb(0,0,255);border-bottom:.28pt dotted rgb(0,0,0);border-right:none;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;"><font face="맑은 고딕"><span style="letter-spacing:0pt;">△</span><span lang="en-us" style="letter-spacing:0pt;">1.2</span></font></p></td></tr><tr><td style="width:41.33pt;height:20.48pt;border-top:none;border-left:none;border-bottom:1.7pt solid rgb(0,0,0);border-right:.56pt solid rgb(0,0,0);" valign="middle"> <p class="8" style="line-height:110%;text-align:justify;font-size:12pt;"><span style="font-size:12pt;"><font face="맑은 고딕">   </font></span></p><p></p></td> <td style="width:32.84pt;height:20.48pt;border-top:none;border-left:none;border-bottom:1.7pt solid rgb(0,0,0);border-right:.28pt dotted rgb(0,0,0);" valign="middle"> <p class="14" style="line-height:110%;text-align:justify;font-size:12pt;"><span style="font-size:12pt;"><font face="맑은 고딕">   </font></span></p><p></p></td> <td style="width:137.19pt;height:20.48pt;border-width:.56pt .28pt 1.7pt;border-style:dotted solid solid dotted;border-color:#000000;" valign="middle"> <p class="15" style="line-height:110%;text-align:justify;letter-spacing:0pt;font-size:12pt;"><font face="맑은 고딕"><span lang="en-us" style="letter-spacing:0pt;font-size:12pt;">(</span><span style="font-size:12pt;">가계신용대출</span><span lang="en-us" style="letter-spacing:0pt;font-size:12pt;">)</span></font></p></td> <td style="width:93.16pt;height:20.48pt;border-width:.28pt 2.55pt 1.7pt .28pt;border-style:dotted solid solid;border-color:#000000;" valign="middle"> <p class="17" style="margin-right:3pt;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">8.2</font></span></p></td> <td style="width:93.16pt;height:20.48pt;border-width:.28pt 2.55pt 2.55pt;border-style:dotted solid solid;border-color:#000000;background:#fafabf;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;"><span lang="en-us" style="letter-spacing:0pt;"><font face="맑은 고딕">6.4</font></span></p></td> <td style="width:84.67pt;height:20.48pt;border-top:.28pt dotted rgb(0,0,0);border-left:2.55pt solid rgb(0,0,255);border-bottom:1.7pt solid rgb(0,0,0);border-right:none;" valign="middle"> <p class="7" style="margin-right:3pt;text-align:right;letter-spacing:0pt;"><font face="맑은 고딕"><span style="letter-spacing:0pt;">△</span><span lang="en-us" style="letter-spacing:0pt;">1.8</span></font></p></td></tr></tbody></table><font face="맑은 고딕"><br></font></div> <div> <div><font face="맑은 고딕">2.</font></div> <div><font face="맑은 고딕">대출 연체율은 지속적으로 하락하고 있는 모습입니다. 이걸 보고 의문이 들었습니다. 금리는 인상 중인데 왜 연체율은</font></div> <div><font face="맑은 고딕">하락하고 있는 걸까하고 말입니다. 저는 일종의 후행지표로 생각하고 있습니다.</font></div> <div><font face="맑은 고딕"><br></font></div> <div><font face="맑은 고딕">현재 디딤돌/보금자리론 대출의 연체율을 알 수 없으므로</font></div> <div><span style="font-size:9pt;"><font face="맑은 고딕">집단대출과 제 2금융권(저축은행) 대출의 연체율이 상승하는 지를 민감하게 반응해야 합니다. 이때는 부동산 하락/침체가 </font></span></div> <div><span style="font-size:9pt;"><font face="맑은 고딕">명확해지는 시기이므로, 보유자산의 일정부분을 금이나 달러로 전환해야 될 시기입니다. </font></span></div> <div><span style="font-size:9pt;"><font face="맑은 고딕"><br></font></span></div> <div><span style="font-size:9pt;"><font face="맑은 고딕">3.</font></span></div> <div><font face="맑은 고딕">간혹, HUG가 보증하는, <span style="font-weight:bold;color:#6a6a6a;font-size:small;">전세금안심대출</span><span style="color:#545454;font-size:small;">보증 이 있으므로 </span></font></div> <div><span style="color:#545454;font-size:small;"><font face="맑은 고딕">'내 전세금은 안전해' 라고 생각하는 분들이 계신데, 이는 위험한 생각입니다.</font></span></div> <div><span style="color:#545454;font-size:small;"><font face="맑은 고딕"><br></font></span></div> <div><span style="color:#545454;font-size:small;"><font face="맑은 고딕">HUG 는 자기자본 8조에 전세 보증을 400조를 하고 있으므로 2% 의 부실채권 발생시, 나머지 392조의 전세금은 보증할 수 없습니다.</font></span></div> <div><span style="color:#545454;font-family:'맑은 고딕';font-size:small;">천문학적이라 와닿지 않으므로, 비유적으로 표현해 볼 때,</span></div> <div><span style="color:#545454;font-family:'맑은 고딕';font-size:small;">자산 8억을 가지고 있는 사람이 400억 대출을 받은 셈입니다. </span></div> <div><font color="#545454" face="맑은 고딕" size="2"><br></font></div> <div><span style="color:#545454;font-size:small;"><font face="맑은 고딕"><br></font></span></div> <div><span style="color:#545454;font-size:small;"><font face="맑은 고딕"><br></font></span></div> <div><span style="font-size:9pt;"><font face="맑은 고딕"> </font></span></div></div>
    출처 국토해양부, 금융감독원

    이 게시물을 추천한 분들의 목록입니다.
    [1] 2018/02/10 23:26:16  121.151.***.87  꾸베  679291
    [2] 2018/02/11 08:26:33  116.38.***.203  호월영  427870
    [3] 2018/02/12 03:12:35  211.246.***.61  당신뒤의공간  110186
    [4] 2018/02/12 10:54:34  110.70.***.63  이밋  591582
    [5] 2018/02/13 13:50:48  115.94.***.212  쓰레빠염  751657
    [6] 2018/02/17 14:10:55  119.192.***.192  동지정  717806
    [7] 2018/03/06 18:48:31  14.207.***.156  부평초  119211
    푸르딩딩:추천수 3이상 댓글은 배경색이 바뀝니다.
    (단,비공감수가 추천수의 1/3 초과시 해당없음)

    죄송합니다. 댓글 작성은 회원만 가능합니다.

    번호 제 목 이름 날짜 조회 추천
    62
    L자 성장의 서막 [32] 창작글 호랭이신사 19/08/31 22:31 321 5
    61
    청년실업률의 현실 [1] 창작글베스트금지베오베금지 호랭이신사 19/07/30 21:50 227 1
    60
    인천선 국비 동원해 10% 환급…귀금속 구입 6천만원 긁기도 [2] 창작글베스트금지베오베금지 호랭이신사 19/07/24 14:42 168 0
    59
    [단독] 주택보증공사도 1천억 못 돌려받았다 [5] 베스트금지베오베금지 호랭이신사 19/07/23 21:54 183 0
    58
    퍼펙트 스톰 [15] 창작글 호랭이신사 19/05/11 00:16 379 2
    57
    국내 정치는 답이 없음 [5] 창작글 호랭이신사 19/04/27 18:36 221 5/11
    56
    부동산 대세하락 시기 [1] 창작글 호랭이신사 19/04/13 22:58 236 4
    55
    서울경제 [단독]한국GM 부평2공장 생산량 30% 감축 '극약처방' [1] 호랭이신사 19/02/14 19:29 129 0
    54
    더 이상 쓸 카드가 없다. [5] 창작글베스트금지베오베금지 호랭이신사 19/02/11 22:17 313 1
    53
    주식장세 [7] 호랭이신사 18/10/30 04:56 447 1
    52
    고난의 시기 [32] 창작글베스트금지베오베금지 호랭이신사 18/06/23 13:54 307 22
    51
    일장춘몽 대한민국 [11] 창작글베스트금지베오베금지 호랭이신사 18/06/18 17:20 246 10
    50
    후달리는 한국은행 [4] 창작글 호랭이신사 18/05/06 14:37 279 5
    49
    매수 주의해야할 상장 주식 목록 - 4월은 잔인한 달 [2] 창작글외부펌금지 호랭이신사 18/02/13 10:09 345 6
    침몰하는 부동산 시장 [10] 창작글 호랭이신사 18/02/10 13:23 367 7
    47
    [단독]검찰, ‘조세포탈·횡령’ 부영그룹 압수수색 [2] 호랭이신사 18/01/09 12:09 207 0
    46
    가계부채 종합대책 및 금리 추이 [4] 창작글펌글외부펌금지 호랭이신사 17/10/25 22:06 134 2
    45
    3년안에 도산/파산/워크아웃 신청할 건설사 목록 [65] 창작글외부펌금지 호랭이신사 17/10/13 19:15 183 13
    44
    대출금리 상승이 가계 재무건전성 및 소비에 미치는 영향 창작글 호랭이신사 17/09/22 11:22 122 2
    43
    면피하는 한국은행 [5] 창작글 호랭이신사 17/09/20 13:48 231 8/4
    42
    번인문제. [3] 호랭이신사 17/09/14 14:12 133 3
    41
    아이폰 se도 x 에디션 만들어 달라! [5] 호랭이신사 17/09/05 01:54 150 13
    40
    [文정부 경제정책] 가계부채 속도 늦추고 상환능력 높이고 [1] 창작글 호랭이신사 17/07/26 12:32 97 1
    39
    8월 부동산 대책 단상 [4] 창작글 호랭이신사 17/07/08 19:02 94 2
    38
    경제 이데올로기를 타개할 눈이 필요하다. 펌글 호랭이신사 17/04/03 21:45 36 0
    37
    심해 생물 - 포식멍게 [4] 창작글 호랭이신사 17/02/03 16:34 102 10
    36
    심해 생물 - Black swallower [2] 창작글 호랭이신사 17/01/29 20:08 112 11
    35
    기생충 특집 - (혐주의)달팽이 좀비 [2] 창작글 호랭이신사 17/01/21 16:20 90 11
    34
    이재용 언론 보도 보니까. [1] 호랭이신사 17/01/14 21:51 296 2
    33
    신비한 동물사전 - 난초 꿀벌 창작글 호랭이신사 17/01/13 16:46 92 2
    [1] [2] [3]
    단축키 운영진에게 바란다(삭제요청/제안) 운영게 게시판신청 자료창고 보류 개인정보취급방침 청소년보호정책